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Ogletree Financial Call: 800-712-8519

Retirement income you cannot outlive.

Independent advisors with 30 years of experience. We compare 50+ top-rated carriers to build you guaranteed income, tax-free growth, and real protection.

A 5 to 10 minute conversation. No pressure, no obligation.
What laddered income can look like
Age 65 Age 70 Age 75 + raise + raise
Each new income stream works like a raise. Illustration only, not a quote.
Since 2005serving families nationwide
50+top-rated carriers compared
1,000sof policyholders served
MDRTTop of the Table advisor
Start with your goal

What do you want your money to do?

Pick the door that sounds like you. We will show you exactly how it works, in plain English.

Grow it, tax-free

Indexed universal life (IUL) grows with the market's upside, never loses to its downside, and pays you tax-free income later.

Explore IUL →

Turn it into income

Fixed annuities and annuity ladders create guaranteed monthly income that lasts as long as you do.

Explore annuities →

Protect your family

Term, whole life, and no-exam options at every age and health condition, including impaired risk cases other agents turn away.

Explore life insurance →

See your tax-free retirement number in 2 minutes.

Our IUL calculator estimates the tax-free income an indexed universal life policy could pay you, using your age and monthly savings. No email required to see your result.

Open the Calculator
Your age52
Monthly savings$1,000
Income startsAge 65
Est. tax-free income$2,400+/mo
How it works

Three steps. No homework required.

1

Talk for 5 to 10 minutes

We get to know you and your goals. Phone or Zoom, your choice.

2

We model your options

As independents, we pull real numbers from all the top carriers, not just one company's menu.

3

You choose with clarity

Side-by-side comparisons in plain English. You pick what fits. We handle the paperwork.

Who you are working with

Advice from someone who has done this for 30 years.

DM

Doug Mitchell, CLU

Doug started as a life insurance agent right out of Auburn in the early 1990s, back when the most advanced tool in the office was a fax machine. Thirty years later, the tools changed. The job did not: help families insure what matters most, with the best company and the best rate for them.

Chartered Life Underwriter MDRT Top of the Table BA Finance, Auburn Independent, all 50 states
Free guides

Learn before you buy.

Straight answers, written by Doug. No jargon, no sales pitch.

Ready to see your numbers?

A 5 to 10 minute conversation is all it takes to get your first models from the top carriers. No pressure. Just an honest conversation.

Get My Free Income Plan
Or call us now: 800-712-8519