Independent advisors with 30 years of experience. We compare 50+ top-rated carriers to build you guaranteed income, tax-free growth, and real protection.
Pick the door that sounds like you. We will show you exactly how it works, in plain English.
Indexed universal life (IUL) grows with the market's upside, never loses to its downside, and pays you tax-free income later.
Explore IUL →Fixed annuities and annuity ladders create guaranteed monthly income that lasts as long as you do.
Explore annuities →Term, whole life, and no-exam options at every age and health condition, including impaired risk cases other agents turn away.
Explore life insurance →Our IUL calculator estimates the tax-free income an indexed universal life policy could pay you, using your age and monthly savings. No email required to see your result.
Open the CalculatorWe get to know you and your goals. Phone or Zoom, your choice.
As independents, we pull real numbers from all the top carriers, not just one company's menu.
Side-by-side comparisons in plain English. You pick what fits. We handle the paperwork.
Doug started as a life insurance agent right out of Auburn in the early 1990s, back when the most advanced tool in the office was a fax machine. Thirty years later, the tools changed. The job did not: help families insure what matters most, with the best company and the best rate for them.
Straight answers, written by Doug. No jargon, no sales pitch.
A 5 to 10 minute conversation is all it takes to get your first models from the top carriers. No pressure. Just an honest conversation.
Get My Free Income Plan